# Whipz Auto Sales > Buy Here Pay Here (BHPH) auto dealership and finance company in Kansas City, MO. In-house financing — no bank needed. ## About Whipz is a Buy Here Pay Here dealership that provides in-house financing to customers regardless of credit history. We sell quality pre-owned vehicles and finance them directly — no third-party bank or lender required. Every vehicle includes a certified dealer warranty. ## Location 3923 N Oak Trafficway, Kansas City, MO 64116 ## Contact - Sales: (888) 405-1565 - Text: (816) 307-3882 - Email: sales@whipz.com - Website: https://whipz.com ## How It Works 1. **Get Pre-Qualified Online** — Complete a 2-minute credit application from your phone. No hard credit pull. 2. **Pick Your Ride** — Browse our full inventory online. Favorite vehicles you're interested in. 3. **Seal the Deal** — Visit us or coordinate delivery. Bring your ID, proof of income, and insurance. ## What We Offer - Pre-owned vehicles (cars, trucks, SUVs) - In-house financing (Buy Here Pay Here) - No credit check required for pre-qualification - 2-year / 24,000-mile certified dealer warranty on every vehicle - Flexible down payment options - Weekly, bi-weekly, and monthly payment plans - Bilingual service (English and Spanish) ## Inventory Our full vehicle inventory is available at https://whipz.com/en/vehicle-inventory with filters for make, model, body type, price, mileage, and year. Each vehicle listing includes photos, specifications, VIN, and pricing. ## Financing All financing is handled in-house. Customers complete a pre-qualification credit application online, then our team personally prepares deal terms including down payment, payment schedule, and financing terms. Final approval requires verification of identity, income, and insurance at the dealership. ## Service Vehicle repairs and maintenance are handled by Woody's Auto Repair & Detail, our partner service center.